If you're losing money in the stock market, consider changing the way you invest your money. With current economic conditions, it pays to keep your money in a safe, secure Money Market or Certificate. You'll earn interest and maintain principal, even if the economy doesn't perk up. With a Certificate, you can choose a fixed term from 3 - 60 months. With a Money Market, you'll earn higher dividend for higher balances.

Money Markets... Are you looking for a higher rate of return than a savings account, but would like to keep your money fairly liquid? Then a Money Market Savings Account is just right for you! Minimum balance required to earn a dividend is $2,500. Dividends are posted monthly based on the average daily balance method. Rates are reviewed and subject to change monthly. Federally insured by NCUA.